Consider the following:1. Hotels and restaurants2. Motor transport undertakings3. Newspaper establishments4. Private medical institutions The employees of which of the above can have the ‘Social Securi- ty’ coverage under Employees’ State Insurance Scheme ?
✓ Correct answer: d) 1, 2, 3 and 4
ExplanationThe Employees’ State Insurance (ESI) Scheme is a social security and health insurance program for Indian work- ers, managed by the Employees’ State Insurance Corpora- tion (ESIC) under the Ministry of Labour and Employment.Launched in 1952 under the ESI Act, 1948, it provides financial protection to employees against sickness, maternity, disability, and work-related injuries.This Act applies, in the first instance, to non-seasonal factories employing 10 or more persons.Statements 1, 2, 3 and 4 are correct : The ESI Scheme ini- tially covered factories but has expanded to include hotels and restaurants, motor transport undertakings, newspaper es- tablishments, private medical institutions, shops, cinemas, educational institutions, and more.It applies to establishments with 10 or more employees (20 in some states) and covers em- ployees earning up to ₹21,000/month (₹25,000 for persons with disabilities).332
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