📈 EconomyUPSC 1998Fundamentals of Economy

The Capital Account Convertibility of the Indian Rupee implies:

athat the Indian Rupee can be exchanged by the authorised dealers for travel
bthat the Indian Rupee can be exchanged for any major currency for the purpose of trade in goods and services
cthat the Indian Rupee can be exchanged for any major currency for the purpose of trading financial assets
dNone of the above
✓ Correct answer: c) that the Indian Rupee can be exchanged for any major currency for the purpose of trading financial assets
ExplanationCapital Account Convertibility (CAC) allows the unre- stricted exchange of the Indian rupee with foreign currencies for transactions related to investment and financial assets, such as foreign direct investment (FDI), portfolio investment, and external borrowings.Unlike current account convertibility, which deals with trade in goods and services, Capital account convertibility enables cross-border capital flows without regulatory restrictions.India has partially implemented Capital Account Convertibility, with restrictions on foreign investments in specific sectors and external borrowings.296

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