Pradhan Mantri Awas Yojana (PMAY) Explained
The Pradhan Mantri Awas Yojana (PMAY) is the government's flagship housing scheme, aiming to provide affordable housing to eligible families.
The Pradhan Mantri Awas Yojana (PMAY) is the government's flagship housing scheme, aiming to provide affordable housing to eligible families.
Two components
PMAY has two arms: PMAY-Gramin (rural) for building pucca houses in villages, and PMAY-Urban for urban housing, including credit-linked subsidies and affordable housing in partnership.
Objective
The scheme targets 'housing for all', focusing on the poor and economically weaker sections, with features like basic amenities and beneficiary-led construction.
Why it matters for UPSC
PMAY's two components (Gramin and Urban) and the 'housing for all' goal are commonly tested scheme facts.
Practise related UPSC PYQs
See how this topic has actually been asked. Solve real UPSC Prelims previous year questions with answers and explanations — free.
Practise PYQs →Frequently asked questions
What are the two components of PMAY?
PMAY-Gramin (rural) and PMAY-Urban.
What is the objective of PMAY?
To provide affordable 'housing for all', especially to the poor and weaker sections.